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Risk Scoring: Estimation of Probability of Default

RiskScoringRisk assessmentSMOTERandom forest
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Jun 11, 2018 10:09 AM
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The probability of default is a metric that lenders use to assess risk on customers, group them into similar risk bands, and determine what interest rate to charge them. A lender will use probability of default to calculate expected return and loss at the individual and portfolio level. A model is trained on the "Give me some credit" dataset. "SeriousDlqin2yrs" is used as target column to predict default probability.
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Created with KNIME Analytics Platform version 3.6.1
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